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Isiseko solwazi · isiseko solwazi

Isikhokelo somthengi

Amanqaku akunceda ukuba uthenge indlu okanye indlu ngaphandle kokuhlawula kakhulu kwaye ngaphandle kwesiphithiphithi.

Cwangcisa ukudibana

Iimfuno, uhlahlo lwabiwo-mali kunye neemeko zemida

Ngaphambi kokuba uqale ukujonga izibonelelo, kuyafaneleka ukwahlula iimfuno eziyimfuneko kwizinto ezikhethwayo. Indawo, elona xesha liphezulu lokuhamba, inani lamagumbi, ukufumaneka kweelevator, umgangatho, ibhalkhoni, indawo yokupaka kunye nomhla ocetyiweyo wokuthenga kufuneka ube nemigangatho emiselweyo. Ngaphandle kwayo, isibonelelo esitsha ngasinye sitshintsha imilinganiselo kwaye yenza uthelekiso lube nzima ngakumbi.

Uhlahlo lwabiwo-mali alufanele lubandakanye kuphela ixabiso, kodwa kunye neendleko zokuthengiselana, ukuxhaswa ngemali, ukulungiswa, izixhobo kunye nokugcinwa kwemisebenzi engalindelekanga. Xa kufikwa kwimali-mboleko, incoko malunga nomthamo kunye namaxwebhu kufuneka iqale phambi kokuba kungeniswe isithembiso esibophelelayo.

  • Bhala phantsi izinto ezintathu eziqinisekileyo kunye nezinto ezintathu onokuncama.
  • Misela uhlahlo lwabiwo-mali olupheleleyo, kungekhona nje ixabiso eliboniswe kwintengiso.
  • Thelekisa ubumelwane ngokuhamba yonke imihla, ubumelwane kunye nokuthengiswa kwakhona, hayi ngegama ledilesi kuphela.
  • Lungiselela ixesha elibekiweyo lokuhlolwa, izigqibo, inkxaso-mali kunye nokufuduswa.

Indlela yokuthelekisa izibonelelo kunye nokwenza uhlolo

Iifoto zikunceda ukuba ukhethe ipropati ukujonga, kodwa ayibonisi ingxolo, ukukhanya ngamaxesha ahlukeneyo emini, ukuvumba, imeko yeendawo eziqhelekileyo okanye umgangatho wendawo ekufutshane. Ngexesha lokuhlola, kulungile ukwahlula iimpawu ezingenakuguqulwa kwizinto ezinokuphuculwa.

  • Qwalasela uyilo, utyhileko, umbono, ingxolo kunye nokuba nokwenzeka kolungiselelo lwefanitshala olunokwenzeka.
  • Jonga izinyuko, ilifti, igumbi elingaphantsi okanye igumbi lokugcina, igaraji kunye nendawo ekufutshane.
  • Buza malunga nofakelo, uhlaziyo olwenziweyo, imisebenzi ecwangcisiweyo kunye neendleko zokulondolozwa kwenyanga.
  • Rekhoda ulwazi olufanayo kwipropathi nganye ukuze kamva uthelekise iinyani kunokuba ukhumbule imbonakalo yokuqala.

Yintoni omawuyijonge phambi kokuba ungenise isinikezelo

Umda wokuqinisekisa uxhomekeke kwimarike yokuqala okanye yesibini, uhlobo lwelungelo kwindawo, indlela yokuxhasa ngemali kunye nemeko yesakhiwo. Ngaphambi kokuba isindululo sibopheleleke, kufuneka uqonde imeko yezomthetho, yezobugcisa neyezemali kwaye wazi ukuba yeyiphi imiba efuna uncedo lwe-notary, igqwetha, umcebisi wekhredithi okanye ingcali yezobugcisa.

  • irejista yomhlaba kunye ne-mortgage, isiseko sobunini kunye nokuthotyelwa kwedatha ye-real estate,
  • uxanduva, amalungelo abantu besithathu, abaqeshi kunye nezinye izithintelo ekusebenziseni,
  • ubume betyala kuluntu okanye intsebenziswano kunye nezisombululo ezibalulekileyo kunye nohlaziyo olucwangcisiweyo,
  • imeko yobugcisa bezakhiwo kunye nesakhiwo kunye nobungakanani bomsebenzi emva kokuthenga,
  • imiqathango yokubhukisha, isivumelwano sokuqala, idiphozithi, imihla kunye nomthombo wenkxaso-mali.

Unikezelo, uthethathethwano, isivumelwano kunye nokunikezelwa

Isiphakamiso sokuthenga esilungileyo sichaza ngaphezu kwexabiso. Umhla wokuqukunjelwa kwekhontrakthi, indlela yokuxhasa ngemali, isixa kunye nohlobo lwentlawulo, umhla olindelekileyo wokuhanjiswa, izixhobo ezisele kwindawo kunye neemeko ekufuneka zihlangatyezwe zibalulekile.

  1. Lungiselela isiphakamiso. Isekelwe kwimeko yendawo, uthelekiso lwemarike, iindleko zomsebenzi kunye neemeko zentengiselwano.
  2. Jonga isivumelwano esiyidrafti. Imihla ebekiweyo, idiphozithi okanye intlawulo yangaphambili, iziphumo zokungasebenzi kunye noluhlu lwamaxwebhu kufuneka ziqondwe phambi kokusayina.
  3. Ukulungelelaniswa kwenkxaso-mali. Ibhanki, i-notary, umthengisi kunye nabacebisi kufuneka basebenze ngokweshedyuli efanayo.
  4. Lungiselela ukuthatha. Iprothokholi, iimitha, izitshixo, izixhobo kunye nokuhlaliswa kokugqibela kugqibezela inkqubo ngokoqobo, hayi ngokusesikweni kuphela.

IPolandi · indlela yokwenziwa kwentengiselwano

Iingcebiso ezili-10 ezibalulekileyo zomthengi wepropati ePoland

Izikhokelo ezingezantsi zichaza iinyani zentengiselwano yasePoland ngokwemeko yomthetho kunye nokusebenza njengangomhla wokupapashwa. Abathathi indawo yohlalutyo lwerejista ethile yomhlaba kunye ne-mortgage, ikhontrakthi okanye umntu ngamnye osemthethweni, irhafu, ikhredithi okanye iingcebiso zobugcisa.

  1. Yenza ibhajethi yonke intengiselwano. Ukongeza kwixabiso, bandakanya i-notary, imali yenkundla, i-PCC enokwenzeka, ikhomishini, ixabiso lebhanki, i-inshurensi, ukulungiswa kunye nokugcinwa. Kwimarike yesibini, i-PCC idla ngokuba yi-2%, kodwa ukukhululwa ngokusemthethweni kwindlu yokuqala okanye indlu kuxhomekeke ekuhlangabezaneni neemeko ezithile; unobhala wenkundla uvavanya ukuqokelelwa kwerhafu kwitayitile.
  2. Zihlole ngokwakho irejista yomhlaba neyemali-mboleko. Qinisekisa ukutyunjwa kwepropati, umnini okanye i-usefructuary engapheliyo, amalungelo kunye namabango kwicandelo III kunye ne-mortgage kwicandelo IV. Musa ukuthembela kumfanekiso wekhusi othunyelwe ngumthengisi-sebenzisa inkqubo ye-EKW esemthethweni kunye nenombolo yeleja.
  3. Thelekisa incwadi kunye noxwebhu lokuthenga kunye nemeko yangempela. Qinisekisa ukuba umthengisi uthenge ipropati ngesiseko, ukuba imvume yeqabane, umnini-qabane, indlalifa okanye inkundla iyafuneka nokuba indawo leyo ayiqeshwanga. Ukwahluka kwendawo, amanani okanye indlela yokusetyenziswa kufuna ingcaciso phambi kokuba idiphozithi ihlawulwe.
  4. Funda amaxwebhu oluntu okanye intsebenziswano. Buza ngesixa-mali semirhumo, ibhalansi, ingxowa-mali yokuhlaziya, izisombululo zakutsha nje, ukulungiswa okucwangcisiweyo, iingxabano kunye nendlela esilawulwa ngayo isakhiwo. Ixabiso eliphantsi lendawo lisenokubonakala ukuba isakhiwo sifuna umsebenzi obiza imali eninzi.
  5. Jonga okungqongileyo kwizicwangciso ezisemthethweni. Imboniselo evela kwifestile kunye nezicwangciso ezingenanto zingatshintsha. Jonga isicwangciso sendawo esisebenzayo, izicwangciso eziqhubekayo, izigqibo kunye neemephu zesixeko; jonga ukutyunjwa kweendawo ezikufutshane, iindlela ezicwangcisiweyo, iintambo zothutho kunye nezithintelo zolondolozo.
  6. Kwimarike yokuqala, cela iprospectus phambi kokuba ubhukishe. Thelekisa i-prospectus kunye nekhontrakthi eyidrafti, ishedyuli, imvume, umgangatho, irejista yomhlaba kunye nolwazi lwe-akhawunti ye-escrow yezindlu. Jonga ukuba ingaba iprojekthi iyahlawulwa na yiNgxowa-mali yeSiqinisekiso soMphuhlisi kunye nemigaqo yokubuyisela umrhumo wokubhukisha.
  7. Ngaba ukwamkelwa okanye ukuhlolwa kobugcisa okwenziwa yingcali ezimeleyo. Imeko yofakelo, umswakama, umoya, ukudibanisa, amanqanaba, iibhulorho ze-thermal kunye neendawo eziqhelekileyo zichaphazela iindleko ezingaphezu kwezithambiso. Tshatisa ububanzi bophononongo nobudala kunye nodidi lwesakhiwo.
  8. Ukulungelelanisa imali-mboleko kunye neshedyuli yekhontrakthi. Isigqibo sokuqala ayisosiqinisekiso sentlawulo. Isivumelwano kufuneka sibonelele ngemihla yokugqibela yokuhanjiswa kwamaxwebhu, ukuxatyiswa, izigqibo, ukusekwa kokhuseleko kunye nokuhlanganiswa kweemali, kunye nokuchaza ngokucacileyo umphumo wokwala ukuxhaswa ngemali.
  9. Thethana ngaphezu kwexabiso nje. Isixhobo, umhla wokuhanjiswa, ukususwa kweziphene, ukubuyiswa kwemali-mboleko, amaxwebhu, imiqathango yokuhlawula kunye noxanduva lwendawo kude kube ngumhla wokunikezelwa kunokuba nexabiso elikhulu kunomahluko omncinci wexabiso.
  10. Lungiselela ukuvala phambi kwesenzo. Funda i-deed deed, uqinisekise ii-akhawunti kunye nemithombo yentlawulo ngokusebenzisa umjelo ozimeleyo, ukuseka izicelo zerejista yomhlaba kunye ne-mortgage kunye neprotocol yokudlulisa. Emva kokufumana, gcina isenzo, iziqinisekiso, isatifikethi samandla, amaxwebhu obugcisa kunye nokuhlaliswa.

Imithombo kunye nesiseko sesikhokelo

FAQ

Imibuzo edla ngokubuzwa

Ngaba ndingaqala ngokubonisana?

Ewe. Incoko emfutshane ikuvumela ukuba ubone ukuba ufuna isicatshulwa, ukhetho lokunikezelwa, inkxaso kunye nekhontrakthi okanye ukumelwa okupheleleyo.

Ngaba uyayisebenzisa i-AI?

Ewe. I-AI ixhasa uhlalutyo, intlangano yedatha kunye nentlangano yomsebenzi. Umcebisi unoxanduva lokunxibelelana nomxhasi, uthethathethwano kunye neengcebiso.

Ngaba uyanceda ngesiPolish nangesiNgesi?

Ewe. Sisebenza kunye nabathengi basePoland, abangaphandle kunye nabathengi bamanye amazwe.

Izihloko ezinxulumeneyo

Ungayithenga njani indlu eWarsaw Iindleko zokuthenga indlu Ukuthenga indawo yokuhlala eWarsaw

Inyathelo elilandelayo

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Chaza ngokufutshane ipropati, ubumelwane okanye injongo. Siza kuphendula ngokuthe ngqo kwaye sibonise inyathelo elilandelayo.

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