Mari yose yawaisa
K = mutengo wekutenga + mari dzekutengeserana + kugadzirisa nemidziyo
Ruzivo rwekutanga · kuisa mari muzvivakwa
Investor's guide
Zvemukati nezve pundutso, kusarudza nzvimbo uye njodzi dzine chekuita nekudyara mudzimba.
Tanga neiyo thesis yekudyara, kwete yekungopa
Kutanga, iwe unofanirwa kuona kwaunobva kudzoserwa pakudyara: kurojesa ikozvino, kuvandudzwa kwechiyero, shanduko yekushandiswa, kuwedzera kukosha munguva refu kana musanganiswa wezvinhu zvakati wandei. Ipapo ndipo paunogona kuongorora kana imwe nzvimbo inokodzera chirongwa.
- investment horizon uye inofungidzirwa kubuda,
- muridzi wemba kana mutengi uye zvavanoda chaizvo,
- chiyero chebasa, nguva yekugadzirira uye kubatanidzwa kwemuridzi,
- mwero unogamuchirika wenjodzi ine chekuita nemari, nzvimbo uye mutengo unowedzera.
Verenga mutengo wakazara uye inochengetedza mari
Mutengo wekutenga uchangotanga. Ongororo iyi inofanirwa kusanganisira mutengo wekutengesa, mari, kugadziridza, zvishandiso, inishuwarenzi, manejimendi, mutero, kuenderera mberi kwekugadzirisa uye nguva pasina muroja. Mari yacho haifanirwe kubatwa seyero yakavimbiswa kubva kune yakanakisa kushambadzira.
Izvo zvakakodzera kugadzirira yakakosha, kungwarira uye kushungurudza musiyano. Kuongorora kwakadaro kunoratidza kuti ndeipi fungidziro ine simba guru pane chigumisiro uye kana mari yacho ichiri kugamuchirwa mushure mekushandura nguva yekuvandudza, mari kana nhanho yekurenda.
Dunhu harina kukwana, chakakosha kudiwa chaiko
Mukati medunhu rega reWarsaw kune akasiyana madiki-nzvimbo uye maprofiles evanoroja. Iwe haufanirwe kutarisa kwete chete kutaurirana uye masevhisi, asiwo rudzi rwekusimudzira, dhizaini dhizaini, yemakwikwi ekupa, mwaka uye kuti zvichave nyore sei kutengesa nzvimbo kune rimwe boka revanogamuchira.
Kuongororwa kwenjodzi uye chirongwa chekubuda
Usati watenga, unofanirwa kutarisa zvinyorwa, mamiriro ehunyanzvi, zvisingakwanisi kushandiswa uye kugona kwemabasa akarongwa. Zvakakosha zvakaenzana mubvunzo wekuti ndiani uye pasi pemamiriro api nzvimbo inogona kutengeswa kana nzira yekurenda isingachakodzeri muridzi.
- Simbisa mamiriro emutemo uye ehunyanzvi usati wazvipira kutenga.
- Enzanisa sarudzo yekuzvitonga nemutengo uye chiyero chebasa rekunze.
- Tarisa kupikisa kwebhajeti kune vacancy, kugadzirisa uye kunonoka kugadzirira kwenzvimbo.
- Rondedzera mamiriro aunobata mari yacho, shandura mashandisiro ayo kana kuitengesa.
Goho yerendi · nzira nekarukureta
Verenga goho uchishandisa mari yose yawaisa, kwete mutengo wekutenga chete
Chiyero chimwe chete chezvikamu muzana chinogona kuvanza fungidziro dzakakosha. Naizvozvo tinoratidza zvakasiyana rendi yose, mari inodiwa kutanga kudyara, uye mubairo wekushanda mushure menguva iyo imba isina muroja nemitengo inobhadharwa nemuridzi.
Mari inopinda nepurofiti yekushanda
Rendi yose pagore = rendi yepamwedzi × 12
Mari inowanikwa chaizvo = rendi yepamwedzi × (12 − mwedzi isina muroja)
NOI = mari chaiyo inopinda − mari yemuridzi − dzimwe mari dzekushanda
Goho rose
Pamutengo wekutenga = rendi yose pagore ÷ mutengo wekutenga × 100%
Pamari yose yawaisa = rendi yose pagore ÷ K × 100%
Goho rekushanda rasara
Goho rasara = NOI ÷ K × 100%
Ichi chiyero chepfuma mari yekukwereta nemutero wemari zvisati zvaverengwa, kwete fungidziro yekuyerera kwemari yemudyari.
Muenzaniso nhanho nenhanho
Imba yakatengwa ne800 000 zł
- Mutengo wekutenga: 800 000 zł
- Mari dzekutengeserana: 24 000 zł
- Kugadzirisa nemidziyo: 76 000 zł
- Rendi: 5 200 zł pamwedzi
- Nguva isina muroja: mwedzi 1 pagore
- Mari inobhadharwa nemuridzi: 450 zł pamwedzi
- Dzimwe mari dzekushanda: 1 800 zł pagore
Mari yese ndeye PLN 900,000. Mari yerendi i PLN 62,400 pagore, uye mari inobudirira mushure memwedzi mumwechete wevacancy iPLN 57,200. Mushure mekubvisa PLN 5,400 yemubhadharo wepagore wevaridzi uye PLN 1,800 yezvimwe zvinodhura, iyo NOI ndeye 50,000.
7,8% goho rose rerendi richienzaniswa nemutengo wekutenga
6,9% goho rose rerendi richienzaniswa nemari yose yakaiswa
5,6% goho rekushanda rasara richienzaniswa nemari yose yakaiswa
Fungidziro dzako
Isa nhamba dzako
Nyora huwandu hwemari muPLN. Unogona kushandisa nzvimbo kupatsanura zviuru, uye koma kana chidonhwe padesimali. Nguva isina muroja inogona kuva chikamu chemwedzi, semuenzaniso 0,5.
Nyora nhamba dzisiri pasi peziro, mutengo wekutenga uri pamusoro peziro, uye nguva isina muroja kubva pamwedzi 0 kusvika ku12.
Karukureta iyi ndeyekutanga kuenzanisa mamiriro akasiyana. Haiverengi chikwereti nemubereko, mutero wemari, kuderera kweukoshi, kukwira kweukoshi hwepfuma kana mari dzekutengesa. Mari yemuridzi imari yausingapfuudziri kumuroja. Mhedzisiro haisi kuyerwa kwepfuma, kurudziro yekudyara kana zano remutero.
Poland · kuisa mari
Iwo 10 akakosha matipi kune real estate investor muPoland
Mitemo iri pazasi inotsanangura chokwadi chekutengeserana kwePolish zvinoenderana nemamiriro emutemo uye maitiro sepazuva rekuburitswa. Ivo havatsivire kuongororwa kweiyo chaiyo ivhu uye mortgage regisheni, kontrakiti kana yega yemutemo, mutero, kiredhiti kana zano rehunyanzvi.
- Sarudza chimiro chemutero uye kushanda usati watenga. Kurenda kwakavanzika, chiitiko chebhizinesi, kambani, dzimba dzekugara uye dzekutengesa zvinogona kutungamira kune akasiyana PIT, CIT, VAT, PCC uye mutengo mhedzisiro. Usasarudza fomu rinobva pamutero mumwe chete.
- Kupatsanura mutengo wekupa kubva pamutengo wekutengesa. MuWarsaw, enzanisa kushambadza nedata kubva kuReal Estate Price Rejista, uchifunga nezve zuva, rudzi rwemutemo, chiyero, nharaunda, pasi, chivakwa uye micro-nzvimbo. Murevereri wedunhu haaite mutengo wakasarudzika.
- Tarisa zvizere zvemutemo mamiriro uye kugona kwekushandisa zano. Rejista yevhu nemortgage ndiyo yekutanga. Simbisa gwaro rekutenga, maroja, easements, zvichemo, mortgage, nzira yekushandisa, kusununguka kwenzvimbo uye kutevedzera basa rakarongwa nemirairo uye zvinyorwa zvekuvaka.
- Verenga hurongwa hwemunharaunda uye nzvimbo yekudyara. Zvirongwa zvebudiriro yenzvimbo, zvirongwa zvakamirira, kuchengetedzwa kwekuchengetedza, migwagwa yakarongwa uye mari itsva inokanganisa kurojesa, maonero uye hupfumi hwekutengesa. Kusavapo kwechirongwa hakurevi kusavapo kwenjodzi, zvakare tarisa sarudzo uye zvidzidzo zveguta zviripo zvenzvimbo.
- Verenga mhedzisiro mushure memitengo yese. Sanganisira mitero yekutengeserana, notary, mari, kugadziridza, midziyo, inishuwarenzi, manejimendi, miripo yenharaunda, nzvimbo, kugadzirisa, mitero yezvivakwa uye mutengo wekutengesa. Kupatsanura gross purofiti kubva mukuyerera kwemari mushure mekubhadhara mari.
- Usafunga kuderera kwefurati pasina ongororo. Mitemo yePoland ine kushomeka kwemutero kwezvivakwa uye nzvimbo dzekugara; nzvimbo dzekutengeserana uye zvimwe zvimiro zvinoda kuongororwa kwakasiyana. Iyo yekudyara modhi inofanirwawo kushanda neinochengetedza nzira yemitero.
- Sarudza kana kutengeserana kuri pasi peVAT kana PCC. Mamiriro emutengesi, rudzi rwezvivakwa, basa rekutanga uye nzira yekushandisa inogona kushandura machaji uye mukana wekubvisa VAT. Panyaya yezvivakwa zvekutengeserana uye kutenga kubva kune vezvemabhizimisi, kuongorora kusati kwasaina chibvumirano kunonyanya kukosha.
- Ongorora mamiriro echivako, kwete chivako chete. Sarudzo dzenharaunda, homwe yekugadziridza, denga, facade, zvikwiriso, zvikwiriso, garaji nemakakatanwa emutemo zvinogona kugadzira rubatsiro rwemangwana kana zvirambidzo zvenguva nenguva. Kumbira magwaro nemaminitsi, kwete kungovimbisa nemuromo kwemurevereri.
- Yedza kudiwa kwechimwe chigadzirwa. Huwandu hwevagari vemudunhu iri hahuna kukwana. Tarisa zvivakwa zvemakwikwi, nguva yekuratidzwa, mwaka, nhoroondo yemuroja, kuwana, mayunivhesiti kana mahofisi uye mutengo wedzimwe nzira. Iyo inochengetedza sarudzo inofanirwa kusanganisira yakaderera rendi uye vacancy.
- Nyora pasi hurongwa hwako hwekubuda usati wapinda. Sarudza kuti iyo nzvimbo inogona kutengeswazve kunaani, mari inobata sei nguva, iyo inoshanda inowedzera mari uye zvauchaita kana mutero kana kuda kuchinje. Mari isina imwe mamiriro ezvinhu inotsamira pane imwe fungidziro.
Manyuko uye hwaro hwenhungamiro
FAQ
Mibvunzo inowanzo bvunzwa
Ndinogona kutanga nekubvunzana here?
Hongu. Hurukuro pfupi inobvumidza iwe kuti uone kana iwe uchida quote, kusarudzwa kwezvipo, rutsigiro nekontrakiti kana kumiririra kwakazara.
Unoshandisa AI here?
Hongu. AI inotsigira kuongorora, sangano re data uye sangano rebasa. Mupi wemazano ane basa rekuonana nemutengi, nhaurirano uye kurudziro.
Unobatsira here muchiPolish neChirungu?
Hongu. Isu tinoshanda nevatengi vePoland, expats uye vatengi vepasirese.
Misoro inoenderana
Related Sites uye Services
Nhanho inotevera
Ronga kubvunzana
Rondedzera muchidimbu nzvimbo, nharaunda kana chinangwa. Tichapindura zvakananga uye kuratidza danho rinotevera.
Ronga kubvunzana