Hwaro hweruzivo · hwaro hweruzivo
Gwaro remutengi
Zvinyorwa zvinokubatsira kutenga imba kana imba pasina kubhadharisa uye pasina mhirizhonga.
Zvinodiwa, bhajeti uye mamiriro emuganhu
Usati watanga kutarisa zvinopihwa, zvakakodzera kupatsanura zvinodiwa kubva pane zvaunofarira. Iyo nzvimbo, yakanyanya nguva yekufamba, nhamba yemakamuri, kuwanikwa kweelevator, pasi, balcony, nzvimbo yekupaka uye zuva rakarongwa rekutenga rinofanirwa kuve nehutungamiriri hwakagadzwa. Pasina iyo, imwe neimwe itsva inopa inoshandura maitiro uye inoita kuti kuenzanisa kuve kwakaoma.
Iyo bhajeti haifanire kusanganisira kwete chete mutengo, asiwo mutengo wekutengesa, mari, kugadziridza, zvishandiso uye kuchengeterwa mabasa asingatarisirwe. Kana zvasvika kune chikwereti, nhaurirano nezve kugona uye magwaro inofanira kutanga isati yaendesa chinosunga chinopihwa.
- Nyora pasi mhedziso nhatu uye zvinhu zvitatu zvaunogona kurega.
- Seta huwandu hwebhajeti, kwete chete mutengo unoratidzwa mukushambadza.
- Enzanisa nharaunda nekufamba kwemazuva ese, nharaunda uye kuyerera kwekutengesa, kwete nezita rekero chete.
- Gadzirira nguva yekuongorora, sarudzo, mari uye kutamiswa.
Maitiro ekufananidza zvinopihwa uye kuita ongororo
Mifananidzo inokubatsira iwe kusarudza chivakwa chekutarisa, asi hachiratidzi ruzha, chiedza panguva dzakasiyana dzezuva, kunhuhwirira, mamiriro enzvimbo dzakajairika kana kunaka kwenzvimbo yakapoteredza. Panguva yekuongorora, zvakanaka kuparadzanisa zvinhu zvisingagoni kuchinjwa kubva kune zvinhu zvinogona kuvandudzwa.
- Tarisa marongero, kuratidzwa, maonero, ruzha uye mukana wekuita fenicha kuronga.
- Tarisa masitepisi, elevator, pasi kana imba yekuchengetera, garaji uye nzvimbo yepedyo.
- Bvunza nezve kuisirwa, kugadziridzwa kwakaitwa, mabasa akarongwa uye mutengo wepamwedzi wekugadzirisa.
- Rekodha ruzivo rumwe chete rwenzvimbo yega yega kuitira kuti ugone kufananidza chokwadi pane kurangarira maonerwo ekutanga.
Zvekutarisa usati waendesa offer
Chiyero chekusimbisa chinoenderana nemusika wekutanga kana wechipiri, rudzi rwekodzero yenzvimbo, nzira yekubhadhara mari uye mamiriro echivako. Chikumbiro chisati chave chinosunga, unofanirwa kunzwisisa mamiriro emutemo, ehunyanzvi uye emari uye kuziva kuti ndedzipi nyaya dzinoda rubatsiro rwegweta, gweta, chipangamazano wechikwereti kana nyanzvi yehunyanzvi.
- rejista yevhu uye yemortgage, hwaro hwevaridzi uye kutevedzera real estate data,
- encumbrances, kodzero dzevechitatu mapato, maroja uye zvimwe zvinorambidzwa pakushandisa,
- chimiro chechikwereti kunharaunda kana mubatanidzwa pamwe nezvisarudzo zvakakosha uye kugadzirisa kwakarongwa,
- tekinoroji mamiriro ezvivakwa uye chivakwa uye chaiyo chiyero chebasa mushure mekutenga,
- mazwi ekuchengetedza, chibvumirano chekutanga, dhipoziti, misi uye kunobva mari.
Kupa, nhaurirano, chibvumirano uye kuendesa
Chikumbiro chakanaka chekutenga chinotsanangura zvinopfuura mutengo chete. Zuva rekupedzwa kwechibvumirano, nzira yekubhadhara mari, huwandu uye chimiro chekubhadhara, zuva rinotarisirwa kuendesa, midziyo yakasara munzvimbo uye mamiriro anofanirwa kusangana akakosha.
- Ruramisa chikumbiro. Zviise pamamiriro enzvimbo, kuenzanisa kwemusika, mari yebasa uye mamiriro ekutengeserana.
- Tarisa chibvumirano chekunyorwa. Nguva dzakatarwa, dhipoziti kana kubhadharwa kwepamberi, mhedzisiro yekusaita uye rondedzero yezvinyorwa zvinofanirwa kunzwisiswa usati wasaina.
- Coordinate financing. Bhengi, notary, mutengesi uye vanopa mazano vanofanirwa kushanda zvinoenderana nehurongwa hwakafanana.
- Gadzirira kutora. Iyo protocol, metres, makiyi, zvishandiso uye pekupedzisira pekugara anopedzisa maitiro, kwete chete zviri pamutemo.
Poland · kutengeserana tsika
Iwo gumi akakosha matipi emutengi wezvivakwa muPoland
Mitemo iri pazasi inotsanangura chokwadi chekutengeserana kwePolish zvinoenderana nemamiriro emutemo uye maitiro sepazuva rekuburitswa. Ivo havatsivire kuongororwa kweiyo chaiyo ivhu uye mortgage regisheni, kontrakiti kana yega yemutemo, mutero, kiredhiti kana zano rehunyanzvi.
- Bhajeta kutengeserana kwese. Pamusoro pemutengo, sanganisira gweta, mubhadharo wedare, PCC inokwanisika, komisheni, kukosha kwebhangi, inishuwarenzi, kugadziridza uye kuchengetedza. Pamusika wechipiri, PCC inowanzoita 2%, asi kuregererwa kwemutemo kweimba yekutanga kana imba kunoenderana nekusangana nemamiriro ezvinhu; gweta anoongorora mutero wemutero pagwaro racho.
- Tarisa ivhu nerejista yemondi iwe pachako. Simbisa kudomwa kwenzvimbo, muridzi kana kusingaperi ufuructuary, kodzero uye zvirevo muchikamu III uye mortgage muchikamu IV. Usavimbe neiyo skrini inotumirwa nemutengesi, shandisa iyo yepamutemo EKW system uye ledger nhamba.
- Enzanisa bhuku negwaro rekutenga uye mamiriro chaiwo. Sarudza kuti mutengesi akatenga chivakwa ichi pahwaro hupi, ingave mvumo yemurume kana mukadzi, muridzi, mugari wenhaka kana dare inodiwa uye kuti nzvimbo yacho haina kurendwa. Kusiyana kwenzvimbo, manhamba kana nzira yekushandisa inoda tsananguro mari isati yabhadharwa.
- Verenga zvinyorwa zvenharaunda kana cooperative. Bvunza nezvehuwandu hwemari, chiyero, homwe yekuvandudza, zvigadziriso zvichangoburwa, kugadziridza kwakarongwa, kukakavara uye kuti chivakwa chinofambiswa sei. Mutengo wakaderera wenzvimbo yacho unogona kuoneka kana chivako chacho chichida basa rinodhura.
- Tarisa zvakatenderedza muzvirongwa zvepamutemo. Maonero kubva pahwindo uye mapurani asina chinhu anogona kuchinja. Ona hurongwa hwemuno hunoshanda, zvirongwa zvinoenderera mberi, sarudzo uye mepu dzeguta; tarisa kusarudzwa kwenzvimbo dzakavakidzana, migwagwa yakarongwa, mitsetse yekufambisa uye zvirambidzo zvekuchengetedza.
- Mumusika wekutanga, kumbira prospectus usati wabhuka. Enzanisa iyo prospectus neyekudhirowa kontrakiti, hurongwa, mvumo, yakajairwa, rejista yepasi uye ruzivo rweakaundi escrow account. Tarisa uone kana chirongwa ichi chakavharirwa neDeveloper Guarantee Fund uye mitemo yekudzosera mari yekuchengeta.
- Ita kugamuchirwa kana kuongororwa kwehunyanzvi kunoitwa nenyanzvi yakazvimirira. Mamiriro ekuiswa, kunyorova, kufefetedza, kujoinha, mazinga, mabhiriji ekupisa uye zvikamu zvakajairika zvinokanganisa mutengo kupfuura zvizorwa. Nyanisa chiyero chechidzidzo nezera uye rudzi rwechivako.
- Batanidza chikwereti nehurongwa hwechibvumirano. Chisarudzo chekutanga hachisi chivimbiso chekubhadhara. Chibvumirano chinofanirwa kupa mazuva ekupedzisira ekuunza magwaro, kukosha, sarudzo, kumisikidzwa kwekuchengetedza uye kuunganidza mari, uye kutsanangura zvakajeka mhedzisiro yekuramba mari.
- Kurukurai kupfuura mutengo chete. Midziyo, zuva rekutumira, kubviswa kwekuremara, kubhadhara chikwereti, zvinyorwa, mitemo yekubhadhara uye mutoro wezvivakwa kusvikira zuva rekupa zvingave zvakakosha kudarika mutengo muduku.
- Gadzirira kuvhara pamberi pechiito. Verenga gwaro rekunyora, simbisa maakaunti uye masosi ekubhadhara kuburikidza nechiteshi chakazvimiririra, gadza nyika uye reji yekurejisa zvikumbiro uye protocol yekufambisa. Mushure mekugamuchira, chengetedza chibvumirano, zvisimbiso, chitupa chesimba, magwaro ehunyanzvi uye pekugara.
Manyuko uye hwaro hwenhungamiro
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